If you are teaching publicly, part of the risk management is to have insurance. Remember that all insurers require you to comply with their specified conditions so that statistically they will make a profit. If you are non-compliant, you may not be protected even if you paid your premium. Also, no insurance will protect you for illegal activities.
The TCAA provides the information below for you to make your own decision about whether any of these insurance fits your circumstances. TCAA's information is not to be contrued as legal advice.
Remember - your insurance is a matter between yourself and the insurer; TCAA is not a party to the actual contract.
More information is provided in the Teachers/Instructors Insurance Alternatives form.